January 18, 2013
AgencyHelp! I’ve Had an Accident!
AFTER THE CRASH: WHAT TO DO IN CASE OF AN ACCIDENT. Let’s say you have just had the misfortune of being involved in an auto accident. What should you do next? Here is a quick, step-by-step Accident Scene List to assist you in minimizing your misfortune and discomfort. Stop your vehicle if it is clear, […]
January 16, 2013
AgencyWhat is SR-22 Insurance?
The SR-22 is a certificate of insurance that your auto insurance company files with the DMV to assure that you are covered under an auto insurance policy which fits the requirements of your state. Typically, an SR-22 is required if your driving privileges were suspended for a brief period of time. This could happen in […]
January 9, 2013
AgencyCloverleaf Insurance Top Ten Tips to Cut Home Utility Bills
Saving money is never as easy. You can control increases in home utility bills if you follow some simple steps. One way to lower your utility bills is to conduct a simple do-it-yourself energy assessment to determine your home’s energy use. The U.S. Department of Energy’s website lists a great formula to calculate energy consumption […]
January 3, 2013
AgencyThe General Insurance Company Makes Changes
To: Permanent General & Cloverleaf Insurance Customers It is my pleasure to announce exciting news about your auto insurance company. Effective January 2, 2013, Permanent General and its affiliated companies will begin operating as ‘The General’®. Our new logo is shown at the top of this letter. We think having this single brand throughout all […]
December 14, 2012
AgencyWhen to Take Car Keys Away From Parents
There has been a nationwide debate about the safety of older drivers. This discussion often centers on the question “At what age should an older driver stop driving?” which often leads to questions about mandatory testing for older drivers. At Cloverleaf Insurance 18005305822, we believe the real question that needs to be answered is: “How […]
December 11, 2012
AgencyIs Car Insurance Cheaper for Married Women?
The long-term trend of more female drivers on the road means that for a number of years there has been debate about whether auto insurance is cheaper for women than for men. Now, with ladies staying single for longer, the debate has expanded to include the question of whether this type of insurance costs less […]
November 28, 2012
AgencyTeen Driver Update
Insurance Information Institute reports that motor vehicle crashes are the leading causes of death among teenage drivers. Dangers face young drivers which include lack of experience, speeding, tailgating and texting, Some recent developments from the Insurance Institute for Highway Safety and the AAA Foundation for Traffic Safety: – Every state now has graduated drivers’ license […]
November 9, 2012
AgencyWhat is Uninsured or Underinsured Motorist Property Damage
It is illegal for an individual in America to drive without valid Missouri automobile insurance coverage. This has led to the founding of numerous companies that offer ‘state minimum’ car insurance coverage. These policies only provide the coverage necessary to meet the requirements of a specific state. Drivers with these policies and those who are […]
October 23, 2012
AgencyFounders Insurance Company Excellent Rating
A.M. Best Reaffirms “Excellent” Rating As a result of their annual evaluation, we are very proud to announce the A.M. Best Company has once again reaffirmed our and our parent company’s, Utica Mutual Insurance Company, rating of “A-” or “Excellent” with a “Stable” outlook. The rating is based on a comprehensive evaluation of our balance […]
October 5, 2012
AgencyWhy You Should Always Call the Police When Involved in an Accident
Being involved in an accident can be scary for anyone. If you have never been involved in an accident before, there is a chance that you do not know what to do to protect yourself legally. It’s important to be as prepared as possible, for some people who will take advantage of your naiveté and […]