November 18, 2019
AgencyDo Military Personnel Pay More For Car Insurance?
It is true that, depending on the nature of your work, car insurance may cost a little more owing to the specific risks involved. This is not the case when it comes to military personnel. Yes, working a military job is more dangerous than working as a cashier or an accountant, but it is unlikely […]
November 12, 2019
AgencyTraffic violations and their impact on insurance rates
Traffic violations are never a good thing. They are expensive, negatively impact driving records, and can add to the cost of car and motorcycle insurance. The demerit point system Most states, but not all of them, operate on a points system regarding the status of a driver’s license. With every traffic violation, no matter […]
October 15, 2019
AgencyWill My Car Insurance Cover My Rental Car?
When you rent a car, the rental company will offer you rental insurance. For many renters, this is the smart choice. They may not own a car themselves, and are therefore not covered by an existing auto policy. However, if you are a policyholder, then your policy may extend to the car you rent. Here’s […]
September 23, 2019
AgencyDUIs And How Long They Affect Your Car Insurance Rates
One of the most-severe driving infractions that someone can commit is a DUI. DUI stands for Driving Under the Influence, and it is a charge that could arise if you operate a car while intoxicated by alcohol or another illegal substance. Because of the extreme risks associated with these infractions, you’re likely to face stiff […]
August 23, 2019
AgencyWill My Car Insurance Cover a Tow Truck?
You expect your car to get you from point A to point B without incident. But, nothing is perfect. You might experience a breakdown or have a wreck — either of which might make driving any further impossible. In this case, you might need a tow truck or other roadside assistance. Can your car insurance […]
August 15, 2019
AgencyWhat to Do After a Car Accident
What to Do After a Car Accident Before the accident, plan the after. Five steps to take after the accident. Whether it happens on a bridge across the Mississippi or a back road in the country, being involved in a car accident can be stressful. Knowing what to do will help you feel less anxious […]
May 22, 2019
AgencyWill Tickets Impact My Car Insurance Rates Forever?
If you get a speeding ticket, or any other citation, you might have to let your Cloverleaf Insurance agent know about the infraction. In other cases, the authorities will automatically send the citation to the insurer. One thing is certain, however. When you get a ticket, your insurer will likely find out. They might increase […]
May 13, 2019
AgencyTypes of Auto Coverage
Many know more about what’s in their yogurt than what’s in their auto insurance. Personal Auto Insurance: You’re paying for it, but do you know what you’re buying? Whether you drive in a big city or on a farm, your auto insurance policy will typically include several types of coverage. You may pay a separate […]
May 8, 2019
AgencyCar Insurance Claims
At Claim Time, Help Us Help You! Insurance often presents a conundrum for our clients: While everyone knows you need protection in case of a loss, no one wants to have that loss. But when, despite your best efforts or simply due to everyday driver craziness, events spiral beyond your control and that loss occurs, […]
May 3, 2019
AgencyDistracted Driving – Two Words That Should Never Be Seen Together
Distracted Driving Do you sometimes wonder at drivers focused on everything but the road? She’s testing on the beltway! He’s reading a map on his tablet behind that semi on I-55! She’s turned around, yelling at a child in the back seat and totally unaware of those flashing lights at the railroad crossing. Welcome to […]