May 13, 2019
AgencyTypes of Auto Coverage
Many know more about what’s in their yogurt than what’s in their auto insurance. Personal Auto Insurance: You’re paying for it, but do you know what you’re buying? Whether you drive in a big city or on a farm, your auto insurance policy will typically include several types of coverage. You may pay a separate […]
May 8, 2019
AgencyCar Insurance Claims
At Claim Time, Help Us Help You! Insurance often presents a conundrum for our clients: While everyone knows you need protection in case of a loss, no one wants to have that loss. But when, despite your best efforts or simply due to everyday driver craziness, events spiral beyond your control and that loss occurs, […]
May 3, 2019
AgencyDistracted Driving – Two Words That Should Never Be Seen Together
Distracted Driving Do you sometimes wonder at drivers focused on everything but the road? She’s testing on the beltway! He’s reading a map on his tablet behind that semi on I-55! She’s turned around, yelling at a child in the back seat and totally unaware of those flashing lights at the railroad crossing. Welcome to […]
April 19, 2019
AgencyUnderstanding Driver License Suspensions And Revocations
When you get a driver’s license, it is not a document that lasts permanently. At minimum, your license will expire after a period of years. Yet, even certain actions behind the wheel might cause you to lose your license. You might get a license suspension. In other cases, you could even face license revocations. Depending […]
April 4, 2019
AgencySure you have insurance, but does the guy who hit you?
I’m Insured, so Why Do I Need Uninsured Motorist Coverage? You’re enjoying a pleasant drive along the river or through the Ozarks, when WHAM! Out of nowhere, another vehicle crashes into you. To make matters worse, while later facing a pile of medical bills, you find out the other driver had no insurance. Now how […]
March 19, 2019
AgencyMy Friend Wrecked My Car. Do I Pay For The Damage?
Many people let their friends borrow their personal cars. Usually, you can trust your acquaintance to return the car to you in pristine condition. But, that is not always the case. What if your friend wrecks your vehicle? What if the crash involves others? Are you responsible? It’s not a crime to let friends drive […]
February 25, 2019
AgencyParts Of Auto Insurance Policy
Many people purchase auto insurance for protection in the case of an accident, but not everyone has taken the time to actually read their insurance policy. A solid understanding of the coverages provided in your policy will help to make sure that you’re comfortable with the coverages you have, and it will also help you […]
January 21, 2019
AgencyAlternatives To Drunk Driving
If you drive drunk, you might get a DUI. This outcome could raise your auto insurance rates, lead to license suspensions and cause other undesirable penalties. What can you do to avoid these unnecessary, entirely preventable outcomes? By simply avoiding getting behind the wheel drunk, you’ll all but eliminate your DUI risks. You’ll put yourself […]
December 13, 2018
AgencyYour First Steps After A Car Wreck
Car accidents are extremely scary experiences. They’ll often result in such outcomes as vehicle damage, property damage and injuries. These might prove costly and worrisome. However, if you have car insurance, you might have financial recourse for your losses. Still, you must file insurance claims appropriately to reap the financial benefits. How do you do […]
October 17, 2018
AgencyWhat To Do After A Severe Driving Charge
Let’s say that you routinely drive without your driver’s license. Or, perhaps, you make the decision to drive intoxicated. These are among the most severe driving violations you can commit. If you get caught, you must face the consequences. This might include an SR-22 penalty What’s An SR-22? The SR-22 is a form that attaches […]