May 23, 2018
AgencyHave A DWI? Here’s How To Avoid Problems With Your Insurance
If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. After a DWI, you […]
April 12, 2018
AgencyYour Recourse After A Car Wreck
No one wants to have a car wreck. Still, sometimes, accidents happen. When they do, they can be scary, frustrating and inconvenient. Nevertheless, it’s important to keep your wits about you. The law and your insurer will often require a reporting process to document the accident. The right reporting might determine blame and penalties for […]
April 10, 2018
AgencyCommercial Insurance Markets
Cloverleaf Insurance Adding New Markets NOW OFFERING MORE COMMERCIAL PRODUCTS Cloverleaf Insurance sells a wide range of property, casualty, professional liability and management liability lines of insurance. Commercial Auto Contractors Equipment Cyber Liability Directors and Officers Liability Employment Practices Liability Environmental Equipment Breakdown Excess/Umbrella General Liability Inland Marine Package Professional Liability Property Workers Compensation […]
March 12, 2018
AgencyDeclaring The Value Of Your Possessions On Renters Insurance
When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. One of the best ways to protect your […]
February 22, 2018
AgencyLandscape, Tree and Lawn Care Contractors
Product Highlights Target Risks GENERAL LIABILITY COVERAGE Pesticide and Herbicide Limited Pollution coverage Damage to property of other sub-limits for tree service contractors “Blanket” additional insureds as required by contract “Blanket” waiver of transfer of rights or recovery Primary and non‐contributory coverage for additional insureds Completed operations coverage for additional insureds Per project general aggregate […]
February 15, 2018
AgencyAvoiding SR-22s And Serious Driving Violations
No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. The SR-22 verifies for the state that you maintain […]
January 17, 2018
AgencyWill A Traffic Ticket Raise My Insurance Costs?
No one wants to receive a speeding ticket. However, many drivers have received one at some point. In the short term, a single ticket might seem like more of an inconvenience than anything else. However, tickets might impact drivers even after they disappear from their driving record. In some cases, drivers might even see their […]
January 2, 2018
AgencyAll You Need Is Love and Insurance for the Ring
Love is a many-splendored thing, but don’t forget to insure the ring! Beware! That beautiful new ring may be attractive to someone who wants to steal more than your heart! Love-smitten consumers spend billions of dollars annually on rings, and other engagement and wedding jewelry. And while such jewelry has long been a visible symbol […]
December 13, 2017
AgencyRenting On The Rise
From college graduates moving into their first apartments to empty nesters looking to downsize, renting is on the rise in the U.S. In fact, according to Bloomberg.com, more than half of the largest U.S. cities now have more renters than property owners. In a recent poll by the Insurance Information Institute, only 40 percent of […]
December 8, 2017
Agency5 Signs Your Home’s Roof Needs Maintenance
Your roof protects your entire home. A small area of damage can cause significant structural damage. Home insurance may help defray some or all of the costs associated with roof damage. However, you must properly maintain your roof for coverage to apply. Try and safely inspect your roof from time to time. Never do this […]