November 17, 2021
AgencySafe Driving Saves Money
Your automobile insurance premium is a direct result of your driving record, for better or for worse. Your premium is determined by the insurance company to cover the costs of insuring you and your family as drivers on the road. Want to lower your premium? Keep your driving record clean! SAFE DRIVING SAVES MONEY Premium […]
September 27, 2021
AgencyWhat Factors Affect Motorcycle Insurance Rates?
What you pay for motorcycle insurance directly correlates to how much coverage you wish to purchase, but other factors contribute to your premium as well. Your insurance provider considers these factors and calculates your premium based on the risk you pose. The less risky you are, the less you pay for coverage. What are these […]
August 27, 2021
AgencyDoes a Wreck Trigger an SR-22 Penalty?
Let’s say you have a car wreck. You might damage your own car, along with someone else’s property or vehicle. Then, you might hurt yourself, or worse still, cause injury to someone else. Regardless of who gets hurt, or how many vehicles are involved, the cost of recovery could get very costly. Also, if the […]
July 12, 2021
AgencyBefore You Buy that Convertible: Price Insurance First
Investing in a new car is a big step. Many times, individuals go to the dealership as a first step. That can be a costly mistake. Before you buy a new car, especially a convertible, sports car, or another high-end luxury vehicle, there are several steps take right from home. A good place to start […]
June 21, 2021
Agency4 Ways to Save on Renters Insurance
You know that renters insurance is important, but you also wonder what the odds are that you will need it. After all, the building is covered. Yes, the building is covered, but if there is a fire or another covered event, the landlord is not going to replace or repair your belongings. It’s up to you to […]
June 14, 2021
AgencyCloverleaf Insurance Receives 2021 Best of O’Fallon Award
O’Fallon Award Program Honors the Achievement O’FALLON May 13, 2021 — Cloverleaf Insurance has been selected for the 2021 Best of O’Fallon Award in the Insurance Agent category by the O’Fallon Award Program. Each year, the O’Fallon Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business […]
June 4, 2021
AgencyCloverleaf Insurance Is An Independent Agent. Why Should You Care?
Independence is the freedom to make choices. Cloverleaf Insurance offers you choices. Insurance companies have options when it comes to choosing how best to present their products and services to prospects and customers. Some are direct, only offering access via websites or toll-free numbers. Other insurers select agents who will only represent that company’s products […]
May 24, 2021
AgencyBuying Motorcycle Insurance When You Have Bad Credit
Bad credit for bikers is generally treated the same as bad credit for other vehicle drivers. And while it may be harder to find cheap motorcycle insurance rates when you have bad credit, it’s not impossible. Why Do Insurance Companies Consider Credit Scores? Credit scores are seen as a personal level of responsibility. Insurance companies […]
April 30, 2021
AgencyIs SR22 Insurance Full Coverage??
If your license has been suspended due to a violation, you may be required to carry an SR-22. Contrary to popular belief, however, SR-22 insurance isn’t actual insurance. An SR-22 is a form that states you are carrying enough insurance to cover the minimum requirements of your state. This means that you will still have […]