July 31, 2019
AgencyWhat to Do If Your Home Is Robbed
It really doesn’t matter whether you live in a big city apartment or rural farmhouse—being robbed is stressful. In addition to the fear, you’re now missing precious possessions. Take a deep breath, and try to relax. The worst is over. Yes, it’s unfortunate, but you’re safe. Should it happen to you, follow these steps, in […]
April 17, 2019
AgencyEver wondered how insurance companies come up with your homeowner premiums? Here’s the inside info!
Accurately pricing homeowners insurance is not simple. Determining the premium for your home involves mathematical calculation based on many factors history has shown may increase or decrease your chance of suffering a loss. Consider how the following rate factors may affect your premium: Characteristics of your home: its age, material, wiring, structure, roof, garage Location: […]
March 15, 2019
AgencyCan I Minimize Hail Damage?
Before hail starts coming down, you need to think “roof” and “car.” Am I covered? When thunderstorms roll in, experienced residents of our area know the odds are good you may literally find yourself asking, “What the…hail?” Have I called Cloverleaf Insurance 1-800-530-5822? Yes, hail—that frozen nemesis of crops, roof shingles and auto bodies—is not […]
December 8, 2017
Agency5 Signs Your Home’s Roof Needs Maintenance
Your roof protects your entire home. A small area of damage can cause significant structural damage. Home insurance may help defray some or all of the costs associated with roof damage. However, you must properly maintain your roof for coverage to apply. Try and safely inspect your roof from time to time. Never do […]
September 12, 2017
AgencyFounders Insurance & Cloverleaf Insurance Can Assist New Homeowners
The Wall Street Journal reports that the first quarter of 2017 consisted of numbers of new owner households doubling that of new renter households. This turn in the housing market is in large part due to the millennials. Contrary to the fears of older generations, the millennials are moving on from the days of renting, […]
February 13, 2017
AgencyHome Precautions For Valentines Day
Valentines Day is right around the corner. And when love is in the air, the last thing you want to think about is home insurance. Fortunately, if you’re proactive about home safety, you can focus on romance, without worrying about potential claims. Here are a few Valentines Day-related areas where a little precaution can go […]
May 16, 2016
AgencySpiders!
I’m not the only one who doesn’t want to share their home with eight-legged strangers. When those spiders crawling across my floor I feel like I need to check under every chair, table and rug for the rest of their families. Of course, most spiders are harmless, but that doesn’t stop me from taking action […]
March 24, 2016
AgencyFall Into The Habit of Keeping Your Home Safe From Break-ins
Burglaries can occur at any time of the day and any day of the week; however, it is important to note that according to an FBI Crime Report, 65% of residential burglaries were between 6 a.m. and 6 p.m. in 2011. What’s even more astonishing is that nearly 400,000 burglaries occur in the U.S. from […]
August 6, 2015
AgencyKeeping Your Family Safe When Using A Fire Pit
Backyard fire pits have grown in popularity over the last several years. From a small metal bowl to an extravagant built-in outdoor fireplace, people have found there’s something relaxing about sitting outside on a comfortable night and looking into those flickering flames. It’s also a great way to entertain and enjoy some campfire treats with […]
January 7, 2015
AgencyHousehold Products for Minor Cuts
There are some common household products that can be used for minor cuts and scrapes. Keep these items in your home. Honey Honey has many healing benefits. Honey is better known for treating coughs. Honey has soothing and potential healing effect on minor cuts and scrapes. Honey has natural anti-oxidants and anti-inflammatory properties. It can […]