December 11, 2014
AgencyChristmas Tree Safety Tips for Your Home
As you prepare to celebrate the upcoming holiday, some families choose to decorate with a Christmas tree. Many people love the look of a decorated tree so much that they put up several around the house. As you’re getting ready to decorate your tree, follow these safety tips to keep your home and family safe. […]
July 11, 2014
AgencyHow to Make a Home Inventory
When purchasing homeowners insurance, how do you make sure all of your belongings are covered under your policy? It’s time to clear your afternoon and open a fresh spreadsheet! Tedious as it may sound, the only way to accurately estimate the value of your belongings is to make a complete list of them, known as […]
February 6, 2014
AgencyHow to Conduct Your Own Annual Home Inspection
Owning a home is a big investment and in order to protect that investment, it’s recommended that you perform an inspection each year to check for potential problems. It’s much cheaper and easier to fix small problems before they grow and become more noticeable. You might be thinking that the expense of hiring an inspector […]
October 4, 2013
AgencyAre You Getting A Homeowners Insurance Discount?
Owning a home is not a cheap task and paying your homeowners insurance premium can be tough amid mortgage and utility bills. But don’t lose hope! There are ways you can trim your homeowners premium to a more manageable number, especially with the help of a knowledgeable insurance agent. Ask your agent if applying the […]
July 5, 2013
AgencyDoes Your Home Insurance Policy Cover Your Air Conditioning System?
With summer heat just around the corner, many people are anticipating the frequent use of their air conditioning system. What would happen, however, if your system were to break down during the hot months? Would you be able to afford the cost of repairing or replacing it? Or maybe you were thinking that your home […]
April 5, 2013
AgencyProtect What You Own
Renters Insurance is surprisingly affordable. Take a moment to think about everything you own – from clothes, jewelry and household items to a smart-phone, laptop or television. It may not seem like much, but when you do the math, the dollar amounts add up quickly. If you had to replace some or all of what […]
January 9, 2013
AgencyCloverleaf Insurance Top Ten Tips to Cut Home Utility Bills
Saving money is never as easy. You can control increases in home utility bills if you follow some simple steps. One way to lower your utility bills is to conduct a simple do-it-yourself energy assessment to determine your home’s energy use. The U.S. Department of Energy’s website lists a great formula to calculate energy consumption […]
August 28, 2012
AgencySevere Weather And Insurance
We hope you and your family are safe and sound. As a reminder during severe weather, Cloverleaf Insurance 1-800-530-5822 enforces the following binding restrictions for new business, endorsements and reinstatements: Cloverleaf Insurance Agents will not bind any Physical Damage coverage in an area where a hailstorm, hurricane, tropical storm, tornado, or flood watch or warning is […]
August 15, 2012
AgencyABC’s of Disaster Planning
Contact Cloverleaf Insurance at 1-800-530-5822 or www.cloverleafins.com Seventy five percent of American households are at risk for some type of natural disaster. Equally startling is that relatively few have done much to prepare. Research shows that it’s just human nature not to plan for a disaster – mainly because we think it won’t happen to […]