July 29, 2024
AgencyLife Insurance in St. Peters, MO
Life insurance can be an essential tool that establishes a financial safety net for individuals and their loved ones. It is a contract between the policyholder and the insurance provider. In this agreement, the insurer commits to distribute a predetermined amount of money to beneficiaries upon the insured’s demise. The policyholder and the insured are […]
November 14, 2022
AgencyReviewing Your Life Insurance Needs as You Near Retirement
Life insurance is an essential financial safety net that may give your family money when you die—and give you peace of mind. Many people have life insurance as part of their overall financial planning. Some may have coverage through their employer as part of a benefits package, and others may have purchased their own policy. […]
April 12, 2022
Agency16 Reasons for Life Insurance After 60
As you reach retirement age, you may realize that your ability to bring in income to help fund the rest of your and your spouse’s life is limited by both your age and health. Did you know that life insurance can provide additional support? While life insurance is generally thought of as a form of […]
November 7, 2017
AgencyOnly 56% of Women have Life Insurance
Women are Less Likely to Carry Life Insurance than Men A recent study showed 56 percent of women have life insurance coverage and 62 percent of men do. The fact that fewer women have any coverage at all and often times are well underinsured leaves many families at risk if they die prematurely. Regardless […]
February 6, 2015
AgencyWhat to Do if Your Life Insurance Application is Denied
You made the decision to purchase life insurance because you know it is the responsible thing to do. Your family depends on you for support and you want the assurance that they can survive without your income should you pass away unexpectedly. Unfortunately, having the desire to provide life insurance doesn’t mean that every company […]
January 20, 2015
AgencyIMPORTANCE OF HAVING A WILL
Protect your loved ones and your estate by planning ahead Recent statistics show that about 40% of Americans die without a will, which is also known as Intestacy. Not having a will can cause many problems for the family of the deceased, and that’s why wills are as important as life insurance when planning for […]
August 5, 2014
AgencyThe Basics About Life Insurance
Figuring out life insurance can be exhausting and confusing for someone just starting to think about applying for coverage. Life insurance comes in a variety of forms and covers a wide range of issues. Different people in various situations need diverse types of life insurance, so it is very important to understand everything you can […]
October 26, 2013
AgencyLower Life Insurance Rates!
Great news for budget-conscious Cloverleaf Insurance policyholders. Lower life insurance rates! Take Advantage of Money-Saving Rate Classes. We offer several rate classes for our term life insurance protection. Many people fit into one of our top classes – Premier Select, Preferred Select, and Preferred Choice. Each of these provides a wide range of tiered pricing and […]
July 8, 2013
AgencyLife Insurance Birthday Present
Reason to celebrate: Life Insurance Rate reductions up to 30% or more ! An upcoming birthday is often time to reflect upon your life. It’s also the best time to assess your life insurance needs. That’s because the coverage you want will likely never be as affordable to you as it is today. You’re probably […]