January 26, 2024
AgencyInsurance for Renting a House: What You Need to Know
Renters insurance provides crucial protection for tenants by covering their belongings in the event of unexpected disasters and offering liability coverage if you cause property damage or injuries to a third party. Renters insurance can be an affordable way to financially protect your personal property, making it an essential consideration for anyone living in a […]
March 11, 2022
Agency3 Common Myths About Renters Insurance By First Time Renters
If you are a first-time renter, you have a lot to think about and plan for — including furniture, utilities and renters insurance. As a renter, you don’t own the building you live in, but are responsible for your possessions and you do face a level of liability for when others visit your home. These […]
June 21, 2021
Agency4 Ways to Save on Renters Insurance
You know that renters insurance is important, but you also wonder what the odds are that you will need it. After all, the building is covered. Yes, the building is covered, but if there is a fire or another covered event, the landlord is not going to replace or repair your belongings. It’s up to you to […]
February 26, 2021
AgencyRenters Insurance Myths
Renters insurance exists to not only protect the belongings in your home, but so much more. There are so many misconceptions when it comes to what renters insurance is and what it covers. Here are some common myths (and realities) about renters insurance. Myth: I don’t have enough valuable personal items to warrant renters insurance. […]
October 7, 2020
AgencyHow is Renters Insurance Coverage Calculated?
Not all renters insurance policies are created equal. When you purchase a renters insurance policy, it should generally be tailored to your coverage needs. This, of course, depends on how much coverage you need when it comes to personal belongings. Renters insurance covers three main areas: Personal Belongings Coverage Personal belongings coverage under renters insurance […]
July 23, 2020
AgencyDo I Need Renters Insurance?
Do I Need Renters Insurance? It may be a rental, but it’s still home. While the building may be the landlord’s concern, what’s inside is all yours. Renters sometimes assume the owner will cover their damages after a fire, water damage or a disaster. In reality, the owner’s insurance protects the structure of the building, […]
June 15, 2020
AgencyPreventing Fire Risks In Your Rental Home
A house fire can be scary at minimum. In worst-case scenarios, they can be deadly. That’s why people work hard to keep their household fire risks low. If you live in a rental home, then you still have a duty to protect yourself in these cases. Consider a few of the steps you can take […]
February 21, 2020
AgencyDoes Renters Insurance Cover Pet Damage To An Apartment?
Pets can bring a lot of joy to your life — along with a lot of mess. Puppies especially are known to cause tons of damage while teething. They can also scratch at doors or tear up your socks and shoes. Regardless of whether your pet causes this trouble or not, it’s important to know […]
October 14, 2019
AgencySafety First When Turning Up the Heat
Wood-burning stoves and fireplaces should heat it up, not burn it down. Here are tips for keeping it a warm glow, not a flaming disaster. Get insurance with Cloverleaf Insurance 18005305822 Whether to avoid high utility bills, return to simpler times or for ambiance, a growing number of people are turning to wood-burning stoves and […]
October 3, 2019
AgencyRenters Insurance
Renters’ insurance can be a useful tool for residents to protect themselves and their belongings, but among consumers, there are many misconceptions and are unaware of what this insurance covered. Some renters don’t know that they’d be covered if their dog bites someone, some were unaware that a rug ruined by an overflowing toilet is […]