July 15, 2019
AgencyWhen And How Will Renters Possessions Insurance Pay Me?
Your rental home itself belongs to your landlord. However, most of the possessions inside likely belong to you. It is these possessions that you could lose if damaging accidents occur in the home. That’s why you need renters insurance. It usually contains coverage for your personally-owned belongings. How will it pay you? When will it […]
November 14, 2018
AgencyUnderstanding Your Rental Home’s Property Insurance
You don’t own the rental home you occupy. You only lease it from the property owner. Nevertheless, you do own possessions within the property. Your insurance coverage should thus address the items you possess, while not burdening you with coverage for items that are not yours. That’s what renters insurance strives to do. However, it’s […]
March 12, 2018
AgencyDeclaring The Value Of Your Possessions On Renters Insurance
When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. One of the best ways to protect your […]
December 13, 2017
AgencyRenting On The Rise
From college graduates moving into their first apartments to empty nesters looking to downsize, renting is on the rise in the U.S. In fact, according to Bloomberg.com, more than half of the largest U.S. cities now have more renters than property owners. In a recent poll by the Insurance Information Institute, only 40 percent of […]
November 7, 2017
AgencyWill Renters Insurance Pay For Stolen Electronics?
As a renter, you face many of the same risks homeowners do. Among these are the risks that someone will break into your home and steal your valuables. This is one of the reasons why it’s important to maintain renters insurance. This coverage helps minimize your financial loss should you suffer this fate. What […]
November 16, 2016
AgencySharing A Renters Insurance Policy Can Go South Quick
If you rent an apartment, getting a roommate is a great way to keep expenses low. You can split the rent, the utilities, and grocery bills, which helps you stash money away for other bills. But while splitting bills are a good idea, it’s not a good idea to split your renters insurance policy. Though […]
September 21, 2016
Agency4 Myths About Renters Insurance
Much like home insurance, renters insurance protects your living space. You can liken renters insurance to a life raft. When you are on a boat, the life raft is there just in case you have an emergency. Renters insurance is there in case you need it for a covered loss. Unfortunately, many people don’t have […]
March 16, 2016
AgencyHow To Estimate The Value Of Belongings For Renters Insurance
How much renters insurance do you need? The question may seem pretty simple. You could simply choose the least expensive policy and go with that. You may not plan to use it, but you know it is there for a “just in case” situation. The problem is, if you do not take the time to […]
November 18, 2015
AgencyUnderstanding Renters Insurance Laws
If you’ve purchased a car, you know that auto insurance is a subsequent requirement. If you or someone you know has bought a house, you know that the mortgage lender will likely require home insurance. But what about renting? If you’re renting a place to live, are you required to get renters insurance? In many […]
August 6, 2015
AgencyKeeping Your Family Safe When Using A Fire Pit
Backyard fire pits have grown in popularity over the last several years. From a small metal bowl to an extravagant built-in outdoor fireplace, people have found there’s something relaxing about sitting outside on a comfortable night and looking into those flickering flames. It’s also a great way to entertain and enjoy some campfire treats with […]