RV Rental Insurance: What You Need to Know

Renting a recreational vehicle (RV) can provide adventure without committing to a large, expensive purchase. However, operating an RV has many inherent driving risks due to its size, weight and blind spots. RVs typically have a longer stopping distance and can tip over more easily than the average car. Because of these and other potential risks, it’s essential to protect yourself financially with RV rental insurance.

What Is RV Rental Insurance?

RV rental insurance is a policy that can offer temporary coverage when you rent an RV, such as a motorhome or travel trailer. It can typically be purchased through the rental company you are using. The cost of the temporary insurance policy is typically bundled with the daily rental price.

What Does It Cover?

RV rental insurance can help pay for damage to the motorhome or trailer you are renting. It also typically includes liability coverage to help pay for incidents if you’re liable for injuries or damage while operating the RV. The type of coverage and limits will vary based on the rental company’s offerings.

Do I Need RV Rental Coverage?

Many RV rental companies will require you to purchase insurance as part of your rental agreement. However, it is a smart choice even if it is not a requirement. Those less experienced in driving or hauling RVs are typically more susceptible to accidents. The cost of repairing RVs can also be more expensive than a standard car or truck, which means that without insurance, you would have to pay for any incident out of pocket.

Learn More

Contact Cloverleaf Insurance to discuss your insurance options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.